CAPITAL AUTO LOAN PRIVACY POLICY
Rev. [05/16/2024]
FACTS
What does Capital Auto Loan do with your personal information.
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the services you have with us. This information can include:
- Name, address, Social Security Number, and income
- Credit history and credit scores
- Account balances and transaction history
When you are no longer our customer, we will not share your information except as permitted or required by law as described in this notice.
HOW?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasonsCapital Auto Loan chooses to share; and whether you can limit this sharing.
QUESTIONS?
Call 208-546-9319, send an email to info@capautoloan.com, or write to:Capital Auto Loan, 2512 W Navigator Dr, Ste 300, Meridian, ID 83642.
WHO IS PROVIDING THIS NOTICE?
Capital Auto Loan; Capital Eleven Auto, LLC
How does Capital Auto Loan protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Capital Auto Loan collect my personal information?
We collect your personal information, for example, when you:
- Apply for an auto loan
- Use your credit or debit card, or checking or savings account to make a payment
- Provide Capital Auto Loan with insurance policy information
We also collect your personal information from others, including credit bureaus or other companies.
Nonaffiliated Financial Institutions
Capital Auto Loan uses Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using the Service, you grant Capital Auto Loan and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid end user privacy policy. A link to this policy can be found on our website at
www.capautoloan.com.
Why can't I limit all sharing?
Federal law only gives you the right to limit information sharing as follows:
- Sharing for affiliates' everyday business purposes
- Information about your credit worthiness
- Affiliates from using your information to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
- Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates: Companies non-related by common ownership or control. They can be financial and nonfinancial companies.
- Joint Marketing: A formal agreement between Capital Auto Loan and a nonaffiliated financial company where we jointly market financial products or services to you.